Kerala PSC Exam Study Materials 11 Kerala PSC Exam Study Materials 11

English Grammar: One Word Substitution List English Grammar: One Word Substitution List

abdication : voluntary giving up of throne in favour of someone.
agenda : a list of headings of the business to be transacted at a meeting.
alimony : allowance paid to wife on legal separation.
almanac : an annual calendar with positions of stars.
altruist : one, who considers the happiness and well-being of others first.
amateur : a man who does a thing for pleasure and not as a profession.
ambidexter : one, who can use either hand with ease.
amphibian : animals which live both on land and sea.
amputate : to cut off a part of a person's body which is infected.
anarchist : one, who is out to destroy all governance, law and order.
anthology : a collection of poems.
anthology : a collection of poems.
anthropologist : one, who studies the evolution of mankind.
aquatic : animals/plants which live in water.
arbitrator : a person, appointed by two parties to solve a dispute.
archives : a place where government or public records are kept.
aristocracy : government by the nobles.
arsenal : a place for ammunition and weapons.
astrologer : a person who studies the influence of heavenly bodies on human beings.
astronomer : a person, who studies stars, planets and other heavenly bodies.
Atheist: a person who does not believe in God.
audience : a number of people listening to a lecture.
autobiography : the life history of a person written by himself.
autocracy : government by one person.
axiom : a statement which is accepted as true without proof.
belligerent : a person, nation that is involved in war.
bibliophile : a lover and collector of books.
biennial : an event which happens once in two years.
bigamy : the practice of having two wives or husbands at a time.
blasphemy : the act of speaking... Read full study notes

Goods and Service Tax (GST) Goods and Service Tax (GST)

Goods and Service Tax (GST) launched on 30th June from midnight. GST is the biggest tax reform in India and can be beneficial for Indian Economy. It is an indirect tax which is introduced as The Constitution Act 2017 following the 122nd Amendment Bill of Constitution. The Goods and Service Tax is governed by the GST Council and the Finance Minister of India is the chairman of the council.  GST is a multi-stage, comprehensive, destination-based tax which will be levied on every value addition. It is the single tax that would be levied on the supply of goods and services. The manufacturers, as well as the consumers, have to pay it. The credits of input taxes paid at each stage would be available in the subsequent stage of value addition. In other words, GST would be charged on the value addition at each stage of a product. Thus the final consumer will bear only the GST charged by the last dealer in the supply chain along with the benefits of the previous stages.

According to the Govt. of India, the GST must help India to fight against corruption and black money. It is a ‘Good and Simple’ tool through which the people of every sector of India including the poor can get benefited. .

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Questions related to GST .

What is the full form of GST?.

Ans: Goods and Services Tax.


Is GST direct or indirect tax?.

Ans: GST is an indirect tax.


The adoption of GST follows which amendment of the Indian Constitution?.

Ans: 122nd Amendment.


In which year the Constitution Amendment Bill regarding GST was passed in Lok Sabha?.

Ans: August 2016.


Who introduced the first GST Bill in Lok Sabha in 2015?.

Ans: Finance Minister Arun Jaitley.
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BHIM (Bharat Interface for Money) BHIM (Bharat Interface for Money)

BHIM (Bharat Interface for Money) is a Mobile App developed by NPCI (National Payments Corporation of India) based on the Unified Payment Interface (UPI). This UPI app supports all Indian banks which use that platform, which is built over the Immediate Payment Service infrastructure. It allows the user to instantly transfer money between the bank accounts. .


It can transfer fund to any bank account. Transfer money anytime, even on holidays or night. You can transfer fund to a virtual payment address and bank account number. You can also check bank balance of the account. With the help of this BHIM app, you can transfer money to a person only using his mobile number. It makes the money transfer very easy. In a day, a maximum transaction should not exceed Rs 10000.


At present, there is no charge for the transaction from ₹1 to ₹1 Lakh. Indian banks have proposed transaction charges on UPI transactions but there is no information on whether transactions through BHIM will also be charged.


BHIM app currently supports 12 languages (including English), though there are totally 22 of the official languages of India (excluding English) under 8th Schedule of Constitution of India, In near future BHIM app is expected to support all 22 official languages of India along with other regional languages which were spoken widely next to the scheduled languages.

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Famous Scientists and Inventors Famous Scientists and Inventors

Albert Einstein : Came up with the Theory of Relativity and the equation E=mc^2.
Alexander Graham Bell : Invented the telephone.
Antoine Lavoisier : Father of modern chemistry.
Ben Franklin : Inventor and Founding Father of the United States.
Francis Crick and James Watson : Discovered the structure of the DNA molecule.
Galileo : First used the telescope to view the planets and stars.
George Washington Carver : Botanist who was called the "farmers best friend.".
Henry Ford : Invented the Model T Ford, the first mass produced car.
Isaac Newton : Discovered the theory of gravity and the three laws of motion.
Jane Goodall : Studied chimpanzees in the wild for many years.
Johannes Gutenberg : Invented the printing press.
Leonardo da Vinci : Inventor and artist from the Renaissance.
Louis Pasteur : Discovered pasteurization, vaccines, and founded the science of germ theory.
Marie Curie : Physicist who discovered radioactivity.
Rachel Carson : Founder of environmental science.
Stephen Hawking : Discovered Hawking Radiation and wrote A Brief History in Time.
The Wright Brothers : Invented the first airplane.
Thomas Edison : Invented the light bulb, phonograph, and the motion picture.
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